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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,784 | $106,247-81.4% | $96,515-79.5% | $139,466-85.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.61% | 38.47%-27.9pp | 35.73%-25.1pp | 373.66%-363.1pp |
| Employer contribution / active EE | $2,123 | $4,106-48.3% | $3,740-43.2% | $4,754-55.3% |
| Participant deferral / active EE | $832 | $5,456-84.8% | $4,880-83.0% | $6,712-87.6% |
| Admin fee / account holder | $565 | $7,885-92.8% | $6,735-91.6% | $11,409-95.0% |