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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,814 | $165,399-41.5% | $149,745-35.3% | $158,982-39.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -2.61% | 348.34%-350.9pp | 276.72%-279.3pp | 302.99%-305.6pp |
| Employer contribution / active EE | $4,646 | $5,105-9.0% | $4,6460% | $4,763-2.4% |
| Participant deferral / active EE | $6,824 | $7,183-5.0% | $6,843-0.3% | $5,983+14.0% |
| Admin fee / account holder | $11,416 | $10,811+5.6% | $9,312+22.6% | $11,252+1.5% |