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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,532 | $167,353+180.6% | $143,797+226.5% | $134,545+249.0% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -15.54% | 0.48%-16.0pp | -0.04%-15.5pp | 418.37%-433.9pp |
| Employer contribution / active EE | $4,929 | $5,620-12.3% | $4,952-0.5% | $4,742+3.9% |
| Participant deferral / active EE | $5,420 | $6,447-15.9% | $5,638-3.9% | $6,401-15.3% |
| Admin fee / account holder | $41,197 | $18,096+127.7% | $14,679+180.6% | $11,431+260.4% |