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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,903 | $199,109-77.4% | $173,730-74.2% | $154,746-71.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 20.99% | 20.02%+1.0pp | 19.96%+1.0pp | 172.34%-151.3pp |
| Employer contribution / active EE | $5,680 | $5,311+7.0% | $4,577+24.1% | $4,379+29.7% |
| Participant deferral / active EE | $13,942 | $7,113+96.0% | $6,326+120.4% | $6,730+107.1% |
| Admin fee / account holder | $324 | $20,916-98.5% | $17,523-98.2% | $14,365-97.7% |