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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,903 | $178,174-74.8% | $156,181-71.2% | $137,256-67.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 20.99% | 84.19%-63.2pp | 64.87%-43.9pp | 220.34%-199.3pp |
| Employer contribution / active EE | $5,680 | $4,972+14.3% | $4,294+32.3% | $4,156+36.7% |
| Participant deferral / active EE | $13,942 | $6,888+102.4% | $6,132+127.4% | $6,407+117.6% |
| Admin fee / account holder | $324 | $17,404-98.1% | $14,586-97.8% | $12,270-97.4% |