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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,756 | $165,399-72.3% | $149,745-69.4% | $158,982-71.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 9.04% | 348.34%-339.3pp | 276.72%-267.7pp | 302.99%-293.9pp |
| Employer contribution / active EE | $9,538 | $5,105+86.8% | $4,646+105.3% | $4,763+100.3% |
| Participant deferral / active EE | $17,283 | $7,183+140.6% | $6,843+152.6% | $5,983+188.9% |
| Admin fee / account holder | $13,051 | $10,811+20.7% | $9,312+40.2% | $11,252+16.0% |