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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,639 | $58,099-76.5% | $76,902-82.3% | $75,177-81.9% |
| Participation rate | 29.3% | 63.9%-34.6pp | 69.6%-40.3pp | 67.2%-37.9pp |
| Annual return | 21.97% | 26.71%-4.7pp | 37.91%-15.9pp | 160.75%-138.8pp |
| Employer contribution / active EE | $648 | $1,996-67.5% | $2,534-74.4% | $2,671-75.7% |
| Participant deferral / active EE | $1,075 | $2,999-64.2% | $3,833-72.0% | $4,126-73.9% |
| Admin fee / account holder | $149 | $4,778-96.9% | $5,479-97.3% | $5,651-97.4% |