Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,883 | $62,549-82.6% | $85,705-87.3% | $85,851-87.3% |
| Participation rate | 67.9% | 61.1%+6.8pp | 69.9%-1.9pp | 69.3%-1.4pp |
| Annual return | 15.23% | 23.77%-8.5pp | 21.49%-6.3pp | 318.63%-303.4pp |
| Employer contribution / active EE | $1,171 | $1,755-33.3% | $2,619-55.3% | $2,565-54.4% |
| Participant deferral / active EE | $2,319 | $2,802-17.2% | $3,924-40.9% | $3,952-41.3% |
| Admin fee / account holder | $1,331 | $4,644-71.3% | $6,877-80.6% | $6,261-78.7% |