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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,076 | $66,402-47.2% | $109,907-68.1% | $85,847-59.1% |
| Participation rate | 37.3% | 63.9%-26.5pp | 74.2%-36.9pp | 69.3%-32.0pp |
| Annual return | 15.81% | 19.59%-3.8pp | 29.46%-13.7pp | 318.61%-302.8pp |
| Employer contribution / active EE | $654 | $1,687-61.2% | $2,844-77.0% | $2,565-74.5% |
| Participant deferral / active EE | $2,062 | $2,842-27.5% | $4,047-49.1% | $3,952-47.8% |
| Admin fee / account holder | $8,929 | $4,557+95.9% | $6,069+47.1% | $6,261+42.6% |