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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,508 | $167,353-87.7% | $143,797-85.7% | $134,545-84.8% |
| Participation rate | 90.0% | 84.8%+5.2pp | 80.3%+9.7pp | 81.2%+8.8pp |
| Annual return | -26.07% | 0.48%-26.5pp | -0.04%-26.0pp | 418.37%-444.4pp |
| Employer contribution / active EE | $610 | $5,620-89.1% | $4,952-87.7% | $4,742-87.1% |
| Participant deferral / active EE | $3,239 | $6,447-49.8% | $5,638-42.6% | $6,401-49.4% |
| Admin fee / account holder | $2,251 | $18,096-87.6% | $14,679-84.7% | $11,431-80.3% |