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| Provider | Service type | Compensation |
|---|---|---|
Filed as: NICHOLS, CAULEY & ASSOCIAES, LLC Service code 10 · EIN 58-2475857 | Accounting | $28,300 |
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 | Recordkeeping | $22,084 |
Filed as: ALLIANT RETIREMENT CONSULTING Service code 16 · EIN 33-0785439 | Consulting | $17,280 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,679 | $101,653-47.2% | $147,080-63.5% | $74,459-27.9% |
| Participation rate | 81.7% | 75.6%+6.1pp | 82.2%-0.5pp | 67.2%+14.5pp |
| Annual return | 13.52% | 8754.98%-8741.5pp | 420.17%-406.6pp | 1369.70%-1356.2pp |
| Employer contribution / active EE | $981 | $3,813-74.3% | $4,933-80.1% | $2,626-62.6% |
| Participant deferral / active EE | $6,461 | $7,304-11.5% | $8,066-19.9% | $4,350+48.6% |
| Admin fee / account holder | $481 | $1,752-72.5% | $12,989-96.3% | $1,945-75.3% |