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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 | Recordkeeping | $20,618 |
Filed as: ALLIANT RETIREMENT CONSULTING Service code 16 · EIN 33-0785439 | Consulting | $18,950 |
Filed as: NICHOLS, CAULEY & ASSOCIAES, LLC Service code 10 · EIN 58-2475857 | Accounting | $16,905 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,268 | $88,360-30.7% | $145,433-57.9% | $67,986-9.9% |
| Participation rate | 82.8% | 65.5%+17.3pp | 82.1%+0.7pp | 57.2%+25.6pp |
| Annual return | 21.45% | 63.15%-41.7pp | 66.58%-45.1pp | 31.67%-10.2pp |
| Employer contribution / active EE | $1,060 | $3,054-65.3% | $4,554-76.7% | $2,019-47.5% |
| Participant deferral / active EE | $6,920 | $5,932+16.7% | $7,897-12.4% | $3,358+106.1% |
| Admin fee / account holder | $398 | $3,313-88.0% | $13,129-97.0% | $3,203-87.6% |