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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,569 | $209,422+0.5% | $178,503+18.0% | $158,982+32.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.30% | 188.81%-177.5pp | 151.12%-139.8pp | 302.99%-291.7pp |
| Employer contribution / active EE | $1,631 | $5,707-71.4% | $5,011-67.5% | $4,763-65.8% |
| Participant deferral / active EE | $9,263 | $5,955+55.5% | $5,202+78.0% | $5,983+54.8% |
| Admin fee / account holder | $1,191 | $17,079-93.0% | $13,987-91.5% | $11,252-89.4% |