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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,702 | $158,852-38.5% | $121,220-19.4% | $135,380-27.8% |
| Participation rate | 44.4% | 79.3%-34.9pp | 71.8%-27.3pp | 82.6%-38.2pp |
| Annual return | 18.65% | -0.64%+19.3pp | 16.94%+1.7pp | 519.81%-501.2pp |
| Employer contribution / active EE | $767 | $5,666-86.5% | $4,023-80.9% | $4,779-83.9% |
| Participant deferral / active EE | $899 | $4,006-77.6% | $3,345-73.1% | $5,609-84.0% |
| Admin fee / account holder | $5 | $6,515-99.9% | $5,021-99.9% | $10,828-100.0% |