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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,358 | $185,312-80.9% | $161,489-78.1% | $154,746-77.2% |
| Participation rate | 92.3% | 82.5%+9.8pp | 78.7%+13.6pp | 80.7%+11.6pp |
| Annual return | 21.56% | 103.84%-82.3pp | 89.72%-68.2pp | 172.34%-150.8pp |
| Employer contribution / active EE | $2,749 | $4,769-42.4% | $4,268-35.6% | $4,379-37.2% |
| Participant deferral / active EE | $4,177 | $6,350-34.2% | $5,630-25.8% | $6,730-37.9% |
| Admin fee / account holder | $1,663 | $18,654-91.1% | $16,006-89.6% | $14,365-88.4% |