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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,169 | $165,399-68.5% | $149,745-65.2% | $158,982-67.2% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 13.97% | 348.34%-334.4pp | 276.72%-262.8pp | 302.99%-289.0pp |
| Employer contribution / active EE | $3,418 | $5,105-33.0% | $4,646-26.4% | $4,763-28.2% |
| Participant deferral / active EE | $3,553 | $7,183-50.5% | $6,843-48.1% | $5,983-40.6% |
| Admin fee / account holder | $622 | $10,811-94.2% | $9,312-93.3% | $11,252-94.5% |