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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,868 | $209,422-75.7% | $178,503-71.5% | $158,982-68.0% |
| Participation rate | 27.3% | 86.4%-59.1pp | 81.9%-54.7pp | 82.0%-54.7pp |
| Annual return | 11.51% | 188.81%-177.3pp | 151.12%-139.6pp | 302.99%-291.5pp |
| Employer contribution / active EE | $8,497 | $5,707+48.9% | $5,011+69.6% | $4,763+78.4% |
| Participant deferral / active EE | $4,482 | $5,955-24.7% | $5,202-13.8% | $5,983-25.1% |
| Admin fee / account holder | $149,309 | $17,079+774.2% | $13,987+967.5% | $11,252+1227.0% |