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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,086 | $107,846-66.5% | $119,622-69.8% | - |
| Participation rate | 50.5% | 78.0%-27.5pp | 79.3%-28.8pp | - |
| Annual return | -17.64% | -15.20%-2.4pp | -14.98%-2.7pp | - |
| Employer contribution / active EE | $0 | $2,838-100.0% | $4,232-100.0% | - |
| Participant deferral / active EE | $7,190 | $4,531+58.7% | $5,601+28.4% | - |
| Admin fee / account holder | $3,620 | $73,538-95.1% | $10,328-64.9% | - |