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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,014 | $108,825-5.3% | $156,181-34.0% | $82,448+24.9% |
| Participation rate | 65.2% | 72.4%-7.1pp | 78.8%-13.6pp | 68.1%-2.9pp |
| Annual return | 16.47% | 20.59%-4.1pp | 64.87%-48.4pp | 41.64%-25.2pp |
| Employer contribution / active EE | $0 | $2,870-100.0% | $4,294-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $16,898 | $4,577+269.2% | $6,132+175.6% | $4,139+308.2% |
| Admin fee / account holder | $3,047 | $9,341-67.4% | $14,586-79.1% | $7,234-57.9% |