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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $138,596 |
BDO USA, LLP1+ years Filed as: BDO Service code 10 · EIN 01-3538159 | Accounting | $13,391 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,747 | $127,481-42.9% | $149,751-51.4% | $90,274-19.4% |
| Participation rate | 97.9% | 78.2%+19.7pp | 82.5%+15.4pp | 73.4%+24.6pp |
| Annual return | 30.18% | 57.78%-27.6pp | 276.71%-246.5pp | 53.97%-23.8pp |
| Employer contribution / active EE | $2,557 | $3,448-25.8% | $4,646-45.0% | $2,523+1.3% |
| Participant deferral / active EE | $11,733 | $6,975+68.2% | $6,843+71.5% | $4,231+177.3% |
| Admin fee / account holder | $77 | $152-49.2% | $9,312-99.2% | $114-32.5% |