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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,316 | $175,259+59.4% | $149,723+86.6% | $139,487+100.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.47% | 166.82%-154.3pp | 134.50%-122.0pp | 373.84%-361.4pp |
| Employer contribution / active EE | $27,056 | $5,478+393.9% | $4,821+461.2% | $4,755+469.0% |
| Participant deferral / active EE | $24,317 | $6,522+272.9% | $5,682+327.9% | $6,713+262.3% |
| Admin fee / account holder | $90,095 | $16,158+457.6% | $13,215+581.8% | $11,407+689.8% |