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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,512 | $185,830+50.4% | $170,004+64.4% | $139,427+100.5% |
| Participation rate | 91.7% | 87.8%+3.9pp | 87.0%+4.7pp | 80.3%+11.3pp |
| Annual return | 18.57% | 60.52%-41.9pp | 53.39%-34.8pp | 373.27%-354.7pp |
| Employer contribution / active EE | $8,924 | $7,591+17.6% | $6,786+31.5% | $4,752+87.8% |
| Participant deferral / active EE | $14,017 | $11,622+20.6% | $10,408+34.7% | $6,711+108.9% |
| Admin fee / account holder | $7,922 | $15,381-48.5% | $12,816-38.2% | $11,404-30.5% |