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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,512 | $185,905+50.4% | $170,057+64.4% | $139,487+100.4% |
| Participation rate | 91.7% | 87.8%+3.9pp | 87.0%+4.7pp | 80.3%+11.3pp |
| Annual return | 18.57% | 60.56%-42.0pp | 53.42%-34.8pp | 373.84%-355.3pp |
| Employer contribution / active EE | $8,924 | $7,597+17.5% | $6,790+31.4% | $4,755+87.7% |
| Participant deferral / active EE | $14,017 | $11,627+20.6% | $10,411+34.6% | $6,713+108.8% |
| Admin fee / account holder | $7,922 | $15,397-48.5% | $12,826-38.2% | $11,407-30.6% |