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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,815 | $138,076-7.4% | $123,553+3.5% | $135,380-5.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.21% | 153.70%-164.9pp | 119.21%-130.4pp | 519.81%-531.0pp |
| Employer contribution / active EE | $21,477 | $5,152+316.9% | $4,628+364.1% | $4,779+349.4% |
| Participant deferral / active EE | $10,316 | $6,800+51.7% | $6,426+60.5% | $5,609+83.9% |
| Admin fee / account holder | $690 | $10,917-93.7% | $9,284-92.6% | $10,828-93.6% |