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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,993 | $167,362-39.1% | $143,799-29.1% | $134,532-24.2% |
| Participation rate | 62.5% | 84.8%-22.3pp | 80.3%-17.8pp | 81.2%-18.7pp |
| Annual return | -18.92% | 0.47%-19.4pp | -0.04%-18.9pp | 418.27%-437.2pp |
| Employer contribution / active EE | $7,368 | $5,620+31.1% | $4,952+48.8% | $4,741+55.4% |
| Participant deferral / active EE | $5,024 | $6,447-22.1% | $5,638-10.9% | $6,401-21.5% |
| Admin fee / account holder | $560 | $18,094-96.9% | $14,677-96.2% | $11,429-95.1% |