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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,844 | $183,539-58.1% | $155,556-50.6% | $145,897-47.3% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 12.71% | 61.31%-48.6pp | 64.84%-52.1pp | 552.29%-539.6pp |
| Employer contribution / active EE | $1,968 | $5,315-63.0% | $4,675-57.9% | $4,663-57.8% |
| Participant deferral / active EE | $2,683 | $6,467-58.5% | $5,631-52.4% | $6,689-59.9% |
| Admin fee / account holder | $10,016 | $19,275-48.0% | $15,885-36.9% | $13,390-25.2% |