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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,540 | $96,691-48.8% | $86,656-42.8% | $139,487-64.5% |
| Participation rate | 18.8% | 74.4%-55.7pp | 71.7%-53.0pp | 80.3%-61.6pp |
| Annual return | 20.27% | 106.87%-86.6pp | 593.09%-572.8pp | 373.84%-353.6pp |
| Employer contribution / active EE | $536 | $3,267-83.6% | $3,025-82.3% | $4,755-88.7% |
| Participant deferral / active EE | $1,373 | $4,838-71.6% | $4,439-69.1% | $6,713-79.6% |
| Admin fee / account holder | $812 | $6,414-87.3% | $5,619-85.5% | $11,407-92.9% |