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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,232 | $185,905-64.9% | $170,057-61.6% | $139,487-53.2% |
| Participation rate | 75.0% | 87.8%-12.8pp | 87.0%-12.0pp | 80.3%-5.3pp |
| Annual return | 16.36% | 60.56%-44.2pp | 53.42%-37.1pp | 373.84%-357.5pp |
| Employer contribution / active EE | $2,571 | $7,597-66.2% | $6,790-62.1% | $4,755-45.9% |
| Participant deferral / active EE | $8,257 | $11,627-29.0% | $10,411-20.7% | $6,713+23.0% |
| Admin fee / account holder | $570 | $15,397-96.3% | $12,826-95.6% | $11,407-95.0% |