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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,358 | $201,259-59.6% | $184,200-55.8% | $145,959-44.3% |
| Participation rate | 70.0% | 87.5%-17.5pp | 86.8%-16.8pp | 80.3%-10.3pp |
| Annual return | 11.64% | 28.98%-17.3pp | 28.80%-17.2pp | 561.95%-550.3pp |
| Employer contribution / active EE | $2,494 | $7,018-64.5% | $6,424-61.2% | $4,661-46.5% |
| Participant deferral / active EE | $7,250 | $9,806-26.1% | $9,132-20.6% | $6,689+8.4% |
| Admin fee / account holder | $356 | $16,372-97.8% | $13,907-97.4% | $13,398-97.3% |