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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,971 | $93,617-39.1% | $135,982-58.1% | $75,177-24.2% |
| Participation rate | 72.4% | 75.2%-2.8pp | 81.9%-9.5pp | 67.2%+5.2pp |
| Annual return | 10.67% | 30.89%-20.2pp | 68.32%-57.7pp | 160.75%-150.1pp |
| Employer contribution / active EE | $1,178 | $3,538-66.7% | $4,859-75.8% | $2,671-55.9% |
| Participant deferral / active EE | $3,750 | $6,406-41.5% | $7,760-51.7% | $4,126-9.1% |
| Admin fee / account holder | $4,355 | $6,980-37.6% | $10,767-59.6% | $5,651-22.9% |