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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,638 | $102,422-40.8% | $147,117-58.8% | $80,959-25.1% |
| Participation rate | 73.1% | 75.9%-2.8pp | 82.2%-9.1pp | 67.7%+5.4pp |
| Annual return | 7.36% | 135.16%-127.8pp | 420.54%-413.2pp | 35.67%-28.3pp |
| Employer contribution / active EE | $1,111 | $3,717-70.1% | $4,932-77.5% | $2,757-59.7% |
| Participant deferral / active EE | $3,003 | $6,652-54.9% | $8,065-62.8% | $4,300-30.2% |
| Admin fee / account holder | $5,144 | $7,953-35.3% | $12,993-60.4% | $6,925-25.7% |