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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,131 | $107,368-48.7% | $92,915-40.7% | $152,909-63.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 15.86% | 145.64%-129.8pp | 109.45%-93.6pp | 345.46%-329.6pp |
| Employer contribution / active EE | $7,106 | $4,222+68.3% | $3,653+94.5% | $4,764+49.2% |
| Participant deferral / active EE | $9,102 | $4,848+87.8% | $4,238+114.8% | $5,851+55.6% |
| Admin fee / account holder | $6,026 | $7,082-14.9% | $5,796+4.0% | $11,601-48.1% |