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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,345 | $109,411-29.3% | $89,435-13.5% | $158,982-51.3% |
| Participation rate | 60.0% | 74.3%-14.3pp | 68.0%-8.0pp | 82.0%-22.0pp |
| Annual return | 29.55% | 345.68%-316.1pp | 245.55%-216.0pp | 302.99%-273.4pp |
| Employer contribution / active EE | $1,055 | $3,173-66.7% | $2,587-59.2% | $4,763-77.8% |
| Participant deferral / active EE | $1,939 | $4,600-57.9% | $3,890-50.2% | $5,983-67.6% |
| Admin fee / account holder | $16,521 | $6,159+168.3% | $4,884+238.2% | $11,252+46.8% |