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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,866 | $106,557-72.9% | $91,227-68.4% | $134,545-78.5% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -21.80% | 160.81%-182.6pp | 114.14%-135.9pp | 418.37%-440.2pp |
| Employer contribution / active EE | $1,972 | $3,332-40.8% | $2,851-30.8% | $4,742-58.4% |
| Participant deferral / active EE | $5,049 | $4,719+7.0% | $4,234+19.3% | $6,401-21.1% |
| Admin fee / account holder | $833 | $6,235-86.6% | $5,423-84.6% | $11,431-92.7% |