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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,898 | $104,251-25.3% | $91,004-14.4% | $147,586-47.2% |
| Participation rate | 50.0% | 78.2%-28.2pp | 75.6%-25.6pp | 82.8%-32.8pp |
| Annual return | 19.50% | 27.06%-7.6pp | 4.60%+14.9pp | 578.59%-559.1pp |
| Employer contribution / active EE | $1,830 | $3,116-41.3% | $2,456-25.5% | $4,876-62.5% |
| Participant deferral / active EE | $1,830 | $4,195-56.4% | $3,548-48.4% | $5,439-66.4% |
| Admin fee / account holder | $10,562 | $8,948+18.0% | $5,417+95.0% | $10,886-3.0% |