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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,982 | $157,304-73.3% | $141,197-70.3% | $152,909-72.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 26.26% | 64.34%-38.1pp | 71.41%-45.1pp | 345.46%-319.2pp |
| Employer contribution / active EE | $3,492 | $5,263-33.6% | $4,736-26.3% | $4,764-26.7% |
| Participant deferral / active EE | $8,569 | $7,111+20.5% | $6,710+27.7% | $5,851+46.4% |
| Admin fee / account holder | $300 | $12,126-97.5% | $10,265-97.1% | $11,601-97.4% |