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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,565 | $138,076+42.4% | $123,553+59.1% | $135,380+45.2% |
| Participation rate | 57.1% | 84.7%-27.6pp | 82.3%-25.2pp | 82.6%-25.5pp |
| Annual return | -8.34% | 153.70%-162.0pp | 119.21%-127.5pp | 519.81%-528.1pp |
| Employer contribution / active EE | $7,129 | $5,152+38.4% | $4,628+54.0% | $4,779+49.2% |
| Participant deferral / active EE | $5,407 | $6,800-20.5% | $6,426-15.9% | $5,609-3.6% |
| Admin fee / account holder | $50,625 | $10,917+363.7% | $9,284+445.3% | $10,828+367.5% |