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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,740 | $58,391-79.9% | $76,657-84.7% | $72,975-83.9% |
| Participation rate | 90.0% | 67.4%+22.6pp | 72.1%+17.9pp | 69.5%+20.5pp |
| Annual return | 30.51% | 2306.65%-2276.1pp | 1166.74%-1136.2pp | 81.01%-50.5pp |
| Employer contribution / active EE | $1,573 | $1,787-12.0% | $2,303-31.7% | $2,440-35.6% |
| Participant deferral / active EE | $2,844 | $2,690+5.7% | $3,335-14.7% | $3,608-21.2% |
| Admin fee / account holder | $325 | $4,014-91.9% | $6,423-94.9% | $5,124-93.6% |