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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,536 | $165,399-21.7% | $149,745-13.5% | $158,982-18.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 23.30% | 348.34%-325.0pp | 276.72%-253.4pp | 302.99%-279.7pp |
| Employer contribution / active EE | $7,964 | $5,105+56.0% | $4,646+71.4% | $4,763+67.2% |
| Participant deferral / active EE | $17,030 | $7,183+137.1% | $6,843+148.9% | $5,983+184.6% |
| Admin fee / account holder | $15,033 | $10,811+39.0% | $9,312+61.4% | $11,252+33.6% |