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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,261 | $138,102+13.9% | $125,381+25.4% | $134,532+16.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.04% | 750.73%-772.8pp | 572.31%-594.3pp | 418.27%-440.3pp |
| Employer contribution / active EE | $7,649 | $5,245+45.8% | $4,815+58.8% | $4,741+61.3% |
| Participant deferral / active EE | $10,457 | $7,801+34.1% | $7,448+40.4% | $6,401+63.4% |
| Admin fee / account holder | $28,917 | $11,568+150.0% | $10,007+189.0% | $11,429+153.0% |