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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,089 | $105,867-76.3% | $90,760-72.4% | $134,532-81.4% |
| Participation rate | 36.4% | 78.3%-41.9pp | 75.7%-39.3pp | 81.2%-44.9pp |
| Annual return | -5.19% | -10.99%+5.8pp | -12.16%+7.0pp | 418.27%-423.5pp |
| Employer contribution / active EE | $931 | $3,464-73.1% | $2,922-68.1% | $4,741-80.4% |
| Participant deferral / active EE | $2,599 | $5,217-50.2% | $4,565-43.1% | $6,401-59.4% |
| Admin fee / account holder | $1,196 | $13,936-91.4% | $8,444-85.8% | $11,429-89.5% |