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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,055 | $227,597-14.3% | $189,575+2.9% | $167,536+16.4% |
| Participation rate | 60.0% | 82.5%-22.5pp | 78.4%-18.4pp | 82.1%-22.1pp |
| Annual return | 11.39% | 78.44%-67.1pp | 64.19%-52.8pp | 478.82%-467.4pp |
| Employer contribution / active EE | $9,194 | $5,316+72.9% | $4,412+108.4% | $4,839+90.0% |
| Participant deferral / active EE | $4,085 | $7,002-41.7% | $6,174-33.8% | $6,342-35.6% |
| Admin fee / account holder | $1,651 | $11,877-86.1% | $9,806-83.2% | $12,315-86.6% |