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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,752 | $104,953-90.7% | $84,637-88.5% | $152,909-93.6% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 20.88% | 373.94%-353.1pp | 258.82%-237.9pp | 345.46%-324.6pp |
| Employer contribution / active EE | $3,649 | $3,304+10.5% | $2,653+37.5% | $4,764-23.4% |
| Participant deferral / active EE | $3,728 | $4,691-20.5% | $3,900-4.4% | $5,851-36.3% |
| Admin fee / account holder | $371 | $6,244-94.1% | $4,914-92.5% | $11,601-96.8% |