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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,446 | $82,674+22.7% | $125,381-19.1% | $68,486+48.1% |
| Participation rate | 56.6% | 75.1%-18.4pp | 82.4%-25.8pp | 67.9%-11.3pp |
| Annual return | -18.33% | -5.97%-12.4pp | 572.31%-590.6pp | -7.85%-10.5pp |
| Employer contribution / active EE | $1,801 | $3,382-46.7% | $4,815-62.6% | $2,597-30.6% |
| Participant deferral / active EE | $4,221 | $6,111-30.9% | $7,448-43.3% | $4,028+4.8% |
| Admin fee / account holder | $2,513 | $6,277-60.0% | $10,007-74.9% | $5,404-53.5% |