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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,606 | $124,346-23.1% | $111,306-14.1% | $167,553-42.9% |
| Participation rate | 95.5% | 79.6%+15.8pp | 77.3%+18.1pp | 82.1%+13.3pp |
| Annual return | 14.28% | 37.46%-23.2pp | 54.67%-40.4pp | 478.89%-464.6pp |
| Employer contribution / active EE | $0 | $3,438-100.0% | $2,732-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $5,640 | $5,182+8.8% | $4,488+25.7% | $6,343-11.1% |
| Admin fee / account holder | $11,848 | $10,623+11.5% | $7,966+48.7% | $12,316-3.8% |