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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,193 | $81,947+30.8% | $105,387+1.7% | $72,975+46.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 20.72% | 42.90%-22.2pp | 26.82%-6.1pp | 81.01%-60.3pp |
| Employer contribution / active EE | $9,651 | $3,468+178.3% | $4,213+129.1% | $2,440+295.5% |
| Participant deferral / active EE | $6,379 | $4,494+42.0% | $5,502+15.9% | $3,608+76.8% |
| Admin fee / account holder | $1,878 | $6,258-70.0% | $6,559-71.4% | $5,124-63.4% |