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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,948 | $157,296-28.2% | $141,191-20.0% | $152,897-26.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.89% | 64.34%-39.4pp | 71.41%-46.5pp | 345.43%-320.5pp |
| Employer contribution / active EE | $12,452 | $5,262+136.6% | $4,736+162.9% | $4,764+161.4% |
| Participant deferral / active EE | $9,901 | $7,111+39.2% | $6,710+47.6% | $5,851+69.2% |
| Admin fee / account holder | $3,990 | $12,125-67.1% | $10,264-61.1% | $11,599-65.6% |