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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,194 | $228,395-74.5% | $185,861-68.7% | $158,982-63.4% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 13.62% | 40.82%-27.2pp | 35.96%-22.3pp | 302.99%-289.4pp |
| Employer contribution / active EE | $15,336 | $4,968+208.7% | $4,088+275.1% | $4,763+222.0% |
| Participant deferral / active EE | $12,169 | $6,417+89.6% | $5,634+116.0% | $5,983+103.4% |
| Admin fee / account holder | $7,990 | $11,869-32.7% | $9,503-15.9% | $11,252-29.0% |