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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,443 | $61,660-94.4% | $80,022-95.7% | $64,173-94.6% |
| Participation rate | 69.0% | 71.7%-2.6pp | 75.8%-6.8pp | 69.6%-0.5pp |
| Annual return | -17.03% | -0.33%-16.7pp | 11.22%-28.3pp | 7.63%-24.7pp |
| Employer contribution / active EE | $0 | $1,810-100.0% | $2,468-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,760 | $2,968-40.7% | $3,686-52.3% | $3,470-49.3% |
| Admin fee / account holder | $150 | $5,417-97.2% | $6,521-97.7% | $4,887-96.9% |