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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,584 | $148,629-73.4% | $135,982-70.9% | $139,487-71.6% |
| Participation rate | 58.3% | 83.9%-25.5pp | 81.9%-23.6pp | 80.3%-22.0pp |
| Annual return | 20.73% | 79.33%-58.6pp | 68.32%-47.6pp | 373.84%-353.1pp |
| Employer contribution / active EE | $2,525 | $5,247-51.9% | $4,859-48.0% | $4,755-46.9% |
| Participant deferral / active EE | $3,653 | $8,102-54.9% | $7,760-52.9% | $6,713-45.6% |
| Admin fee / account holder | $2,307 | $12,406-81.4% | $10,767-78.6% | $11,407-79.8% |