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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,185 | $160,059-91.1% | $140,019-89.9% | $135,379-89.5% |
| Participation rate | 92.3% | 88.5%+3.8pp | 87.5%+4.8pp | 82.6%+9.7pp |
| Annual return | 0.00% | 911.44%-911.4pp | 651.15%-651.2pp | 519.79%-519.8pp |
| Employer contribution / active EE | $9,745 | $6,420+51.8% | $5,605+73.9% | $4,779+103.9% |
| Participant deferral / active EE | $8,535 | $7,641+11.7% | $6,927+23.2% | $5,609+52.2% |
| Admin fee / account holder | $346 | $13,328-97.4% | $10,705-96.8% | $10,828-96.8% |